End User License Agreement



These Terms include your agreement to mandatory and binding arbitration of any disputes. Please read these Terms carefully. If you do not agree to these Terms, you cannot use PAYMENTLOCK. We reserve the right at our discretion to propose modifications to these Terms periodically. We will notify you of such changes via an email sent to the email address we have on file for you or via other notification mechanisms. Your continued use of and access to PAYMENTLOCK after notice of such modifications indicates your acceptance of and agreement to the modified Terms. If you violate any of these Terms, your permission to use PAYMENTLOCK automatically terminates, unless such violation is waived by us in writing in our sole discretion.

The PAYMENTLOCK™ Software is a payment platform provided for purposes of assisting you in performing payment transactions such as pre-authorizations, charges, recurring billing, and card on file. By accessing and using the Software, You acknowledge that You are solely responsible for taking all steps necessary to achieve security and the requirement and guidelines set forth by the Payment Card Industry (PCI) Data Security Standard guidelines. website: https://www.pcisecuritystandards.org. Further, you acknowledge that neither PAYMENTLOCK, Client nor any of its licensors is responsible for making determinations as to compliance with the PCI Data Security Standard.

You may not use PAYMENTLOCK if you are barred from doing so under the laws of the United States or other countries including the country in which you are resident or from which you use the PAYMENTLOCK. You affirm that you are over the age of 18; PAYMENTLOCK is not intended for those under 18 years of age.

1) Access to PAYMENTLOCK™

a) Availability. Subject to your compliance with these Terms, we will make available PAYMENTLOCK to you pursuant to these Terms. You acknowledge that your decision to use PAYMENTLOCK is not reliant or dependent on the availability of any future functionality or features, or on any oral or written public or private comments or representations made by us.

b) You agree and consent to receive email messages from us, which may be transactional, for account management purposes, or for communications relating to or provided as part of PAYMENTLOCK, including notifications related to your use of PAYMENTLOCK, administrative notices and service announcements or changes.

c) We retain all rights, title and interest in and to PAYMENTLOCK and our Content, and all associated intellectual property rights. We grant no licensed rights to our patents. The user interface, user experience, icons, presentation layer and elements, reports, layouts, and screen displays of or generated PAYMENTLOCK are our copyrighted content, our trade dress, and our trademarks and servicemarks, and will not be reproduced, distributed, or displayed except for your own personal use or business operations in accordance with these Terms.


a) Necessary Systems. Access to and ability to effectively use PAYMENTLOCK is conditioned on your procurement of all necessary system, hardware, software, operating environment, Other Applications, connectivity, and network access. You acknowledge that use of PAYMENTLOCK requires connection to, and data transfers over, the network and therefore may impact your data usage charges imposed by your wireless operator or other service provider, and may impact usage limitations imposed by Other Applications.

b) You agree that we may freely use and exploit in perpetuity any feedback, requirements, recommendations, ideas, bug fixes, ratings, comments, suggestions, or improvements, that you, or any employee or agent thereof, may at any time disclose or submit to us relating to PAYMENTLOCK for our business purposes, including for product licensing, support and development, without any obligation or payment to you. If you provide any such feedback to us, you warrant that you have full right and authority to do so.

c) Information. You hereby consent to our collection and use of anonymized data (including meta-data, analytical, diagnostic and technical data, and usage statistics) concerning or arising from your use of PAYMENTLOCK including in order to provide the functionality of PAYMENTLOCK, for product development and marketing purposes, and for verifying Terms compliance. We may use automated means to isolate information from your Content in order to help detect and protect against spam and malware, or to improve PAYMENTLOCK. The foregoing will not be construed as an admission that consent to such data collection activity is legally required. You represent and warrant that all information that you submit to us in connection with PAYMENTLOCK is accurate, complete and truthful, and that you will promptly update any information provided by you that subsequently becomes inaccurate, incomplete, misleading or false.

d) Unauthorized Use. You will not use PAYMENTLOCK or participate in any activities via PAYMENTLOCK in a manner that is likely to be prohibited by law or these Terms or violative of third party rights in any applicable jurisdiction, including intellectual property rights. Your use of PAYMENTLOCK must be in compliance with applicable law. You are solely responsible for the accuracy, quality and legality of the Other Applications. You shall not use, or enable or permit the use of PAYMENTLOCK to store or transmit infringing, libelous, pornographic, offensive or otherwise unlawful or tortious material or data or in violation of privacy rights, or to transmit malicious code, viruses, time bombs, Trojan horses, or similar mechanisms, scripts, agents, bots or programs. You shall not use or access PAYMENTLOCK: (a) if you are a direct competitor of us or operating on behalf of such a direct competitor; or (b) for purposes of monitoring availability, performance or functionality, or for any other benchmarking or competitive purposes

e) Notifications to You. For purposes of service messages and notices about PAYMENTLOCK to you, we may place a banner notice to alert you to certain changes such as modifications to these Terms. Alternatively, notice may consist of an email from us to an email address associated with your account, even if we have other contact information. You also agree that we may communicate with you in relation to your account and these Terms through your account or through other contact information that you have provided to us, including email, mobile number, telephone, or delivery services.

f) Notifications to Us. If you believe that you are entitled or obligated to act contrary to these Terms under any mandatory or applicable law, you agree to provide us with detailed and substantiated explanation of your reasons in writing at least thirty days before you so act, to allow us to assess whether we may, at our sole discretion, provide an alternative remedy for the situation, though we are under no obligation to do so.

3) Application

a) License to Use. Subject to your compliance with the obligations of these Terms, we hereby grant to you a non-sublicensable, non-transferable, and non-exclusive license to install and use the Application on any device owned by you and associated with your devices Merchant Identifier, on which the Application is designed to run, for your commercial or business use.

b) Updates. The Application may update automatically on your computer or device. Updates may be required for your continued use of PAYMENTLOCK. You agree to accept such updates subject to these Terms unless other terms accompany the updates. If so, those other terms will apply. We are not obligated to make any updates available and do not guarantee that we will support any version of the Application that is not the current version on sale.

c) Unauthorized Use. Except as set forth above, you shall not (a) copy the Application except as required to load onto the device described above; (b) distribute to or share use of the Application with any third party; or (c) sublicense, rent, lease, or commercially host the Application. All rights not expressly granted in this section are reserved to us. You will have no right or license to the Application other than the rights expressly granted by us.

d) Ownership. We and our licensors retain all right, title and interest in the Application and associated intellectual property rights, and all copies of the Application. The structure, sequence, organization and code of the Application constitute our and our licensors’ valuable trade secrets and copyrighted confidential information.

e) Reverse Engineering. You shall not reverse engineer, modify, decompile, disassemble or otherwise attempt to derive the source code, interfaces or other information from the Application, except and only to the extent that: (a) such activity is expressly permitted by directly applicable law notwithstanding this limitation; (b) it is essential to engage in such activity in order to obtain information needed to achieve interoperability of independently created software with the Application; (c) Reverse Engineering is confined to those parts of the Application which are necessary to achieve interoperability; and (d) we have not made such information available to you under reasonable terms and conditions. Any information supplied to or obtained by you under this section may only be used by you for the purpose described in this section, and will not be disclosed to any third party or used to create any software that is substantially similar to the Application. You shall not circumvent or bypass any technological protection measures in or relating to the PAYMENTLOCK or enable access by unauthorized third party applications.

f) Open Source. Certain components or libraries included in or bundled with the Application may be covered by open source licenses. To the extent required by such open source licenses, the terms of such licenses will apply in lieu of the terms of this section, solely with respect to those libraries or components that are licensed under such open source licenses.

4) Access Information & Content

a) Access Information. You are wholly responsible for maintaining the confidentiality of Access Information and wholly liable for all activities occurring under such Access Information. You will not transfer to any party Access Information needed to log in or use PAYMENTLOCK, or use or disclose the Access Information of another. You will immediately notify us of any unauthorized use or disclosure of Access Information or any other breach of security via email sent to support@paymentlock.com. We will not be liable for any loss or damage arising from lost or forgotten Access Information (including associated loss of data and Content), for failure to comply with this section or from unauthorized use of the Access Information.

b) Responsibility for Content. All Content is your sole responsibility and the responsibility of the user from which such Content originated. We will have no responsibility or liability for the deletion or failure to store any Content or user data. We reserve the right to mark as “inactive” and archive accounts that are inactive for an extended period of time. It is your sole responsibility to back-up all Content and end user data. We may preserve and disclose Content if required to do so by law or judicial or governmental mandate or as reasonably necessary to protect the rights, property or safety of us, users and/or the public. In the event that you elect not to comply with a request from us to remove certain Content, we may disable the Application until compliance is secured. We reserve the right to terminate end user Memberships accounts or disable the Application in response to a violation or suspected violation of these Terms.

c) Use of Content. You will bear all risks associated with the use of any Content, including any reliance on the quality, integrity, accuracy, completeness, or usefulness of such Content. We may refuse or delete any Content, including Content of which we become aware that fails to fulfill the purpose of PAYMENTLOCK, is in breach of these Terms, is otherwise contrary to law, or is otherwise inappropriate in our discretion. We do not guarantee the accuracy, integrity or quality of any Content. Under no circumstances will we be liable in any way for any Content, including, but not limited to, liability for any errors, inaccuracies, or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content. We will have no obligation or liability to you or any Memberships user to maintain, store, or license Content, protect and maintain Content owners’ intellectual property rights, or to enforce these Terms. You hereby waive and release any claims you may have against us arising or resulting from use or misuse of Content or your inability to effectively use Content, your failure to comply with these Terms, or for any act, omission, or conduct of any Memberships user.

d) Propriety of Content. You shall not, and shall ensure that none of your end users, transmit Content or otherwise conduct or participate in any activities on or via PAYMENTLOCK which is likely to be prohibited by law, or is violative or in breach of third party rights in any applicable jurisdiction, including without limitation laws governing libel and defamation, encryption of software, the export of technology, the transmission of obscenity or the permissible uses of intellectual property. You shall not upload, download, display, perform, transmit, or otherwise distribute any Content, or otherwise engage in any activity in connection with PAYMENTLOCK, that (a) is hateful, offensive, racist, bigoted, libelous, defamatory, obscene, abusive, pornographic, lewd, erroneous, stalking, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; (c) constitutes infringement of the intellectual property rights of any party, including rights to the use of name and likeness, or violation of a right of privacy; (d) creates an impression that is incorrect, misleading, or deceptive, including without limitation by impersonating others or by otherwise misrepresenting identity or affiliation with a person or entity; or (e) divulges other people’s private or personally identifiable information without their express authorization and permission. You represent and warrant that you have all necessary rights and licenses to transmit your Content, and that all Content you submit is accurate and not misleading to the best of your knowledge, is not confidential or privileged, and is not in violation of third party rights. We may, in our sole discretion, terminate PAYMENTLOCK as to any Content that we believe in our sole judgment is not in compliance with these Terms.

e) Account Data. While we will endeavor to back up data, we have no responsibility or liability for the deletion or failure to store any Content. You acknowledge and agree that your Content will not be retrievable or accessible except via your authorized use of PAYMENTLOCK, and that we are under no obligation to compile and return to you any Content, including if you elect to deactivate your account (either by cancelling your subscription or uninstalling PAYMENTLOCK on your device), except as we may otherwise agree in writing. To the extent any data is backed up, upon termination of your account we will provide a period of fourteen days (inclusive of the termination date) during which you can request retrieval of any of your backed up data.

5) Other Applications

a) Responsibility. You are solely responsible for the Other Applications. Under no circumstances will we be liable in any way for Other Applications, including, but not limited to, liability for any errors or omissions in any Other Applications, or for any loss or damage of any kind incurred as a result of the use of the Other Applications. You hereby waive and release any claims you may have against us arising or resulting from use, misuse, alteration or loss of Other Applications. If the providers of Other Applications cease to make the Other Applications available for interoperation with the corresponding features of PAYMENTLOCK on reasonable terms or otherwise, we may cease providing such features or PAYMENTLOCK without entitling you to any refund, credit or other compensation.

b) Use of Your Content. If you install or enable Other Applications for use with PAYMENTLOCK, you acknowledge that providers of the Other Applications may access your Content as required for the interoperation of such Other Applications with PAYMENTLOCK. We will not be responsible for any disclosure, modification or deletion of your Content resulting from any such access by Other Applications or from enabling Other Applications to interoperate with PAYMENTLOCK.

c) Other Applications Terms. You may be subject to additional terms and conditions that may apply when you use Other Applications, or affiliate or third party content or services. You are solely responsible for compliance with such terms.

6) Payment

a) Fees. You will pay to us the applicable fees required for use of PAYMENTLOCK. Current pricing information can be found within the device App Market. You may be subject to a data transfer limit or overage charges as disclosed in the pricing page. Charges are solely based on our measurements of your use of PAYMENTLOCK, unless otherwise agreed to in writing. You shall not access or use PAYMENTLOCK in a manner intended to avoid incurring fees.

b) Terms. All payments are non-refundable and are exclusive of taxes, bank service fees, or currency exchange settlements. Notwithstanding any other provision of this Agreement, including section 11.9, nothing herein will be deemed to preclude us from filing a fees and expenses collection action at any time in any court of competent jurisdiction. Payments to us will be made without deduction, counterclaim or set-off of any kind.

c) Billing Statement. The details of your charges are set forth in the online billing statement through the device App Market and your Merchant Account. This is the only billing statement we provide. It is your responsibility to print or save a copy of each billing statement and retain such copies for your records. If we make an error on a charge to your billing account, you must contact us with the details within 120 days from when the error first appears on your billing statement. We will then promptly investigate the charge. If you do not inform us of the issue within that time, you release us from all liability and claims of loss resulting from the error and we will not be required to correct the error or provide a refund.

d) Response to Process. If we are required to respond to a subpoena or other formal request from a third party or a governmental agency for records or other information relating to the PAYMENTLOCK or services we have performed or solutions we have provided for you or on your behalf, or to testify by deposition or otherwise, you shall reimburse our time and expenses incurred in accordance with our then-current time and expense rates.

e) Taxes. You will bear and be responsible for the payment of all taxes, including all sales, use, value-added, rental receipt, personal property or other taxes and their equivalents which may be levied or assessed in connection with these Terms or provision and use of PAYMENTLOCK (excluding only taxes based on our net income). If we are required to pay or collect any such taxes or other charges for which you are responsible under this section, the appropriate amount will be paid by you. To the extent you are required by local law to withhold or deduct taxes based upon our income from any payment(s) owed hereunder, such payment(s) will be increased (grossed up) in such amounts as would have been received by us as if no such withholding or deduction were required.

7) PAYMENTLOCK™ Integrity

a) Prohibited Acts. You are prohibited from breaching or attempting to breach any security features of PAYMENTLOCK, including, without limitation: (a) accessing content or materials not intended for you, or logging onto a server or account that you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of PAYMENTLOCK, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with use of PAYMENTLOCK by any user, host, or network, including, without limitation, by means of submitting a virus, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing”; (d) publishing or linking to malicious content intended to damage or disrupt another user’s browser or computer or to compromise a user’s privacy or anonymity; (e) forging any TCP/IP packet header or any part of the header information; (f) accessing or tampering with non-public areas of PAYMENTLOCK, our computer systems, or the technical delivery systems of us or our providers; (g) publish, post, upload or otherwise transmit any data, material, information or content that contains any viruses, trojan horses, worms, time bombs, corrupted files or programming routines or mechanisms that are intended to damage, interfere with, monitor, intercept or expropriate any systems, data, information or property; (h) accessing or attempting to access PAYMENTLOCK by any means (automated or otherwise) other than through the currently available, published or enabled interfaces that are provided by us, unless you have been specifically allowed to do so in a separate agreement with us; or (i) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code or other information used by us in providing PAYMENTLOCK.

b) Illicit Access. You shall not attempt to gain unauthorized access to other accounts, computer systems or networks connected to any of our servers, through hacking, password mining or any other means. You shall not obtain or attempt to obtain any materials or information through any means not intentionally made available through PAYMENTLOCK, which is for your commercial and business use only. Without limiting the generality of the foregoing, you shall not publish, distribute or transmit to the general public via any medium PAYMENTLOCK, except through and as otherwise authorized by us, and you will not engage in “framing,” “mirroring,” or otherwise reproducing or simulating the appearance or function of PAYMENTLOCK. You shall not remove any copyright, trademark or other proprietary rights notices associated with or visible via use of PAYMENTLOCK.

8) Disclaimer of Warranties, Limitation of Liability & Indemnity

a) Disclaimer. TO THE MAXIMUM EXTENT POSSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES OF ANY KIND WITH RESPECT TO PAYMENTLOCK, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. Specifically, we make no warranty that (a) the PAYMENTLOCK will meet your requirements, goals or needs, (b) PAYMENTLOCK access will be uninterrupted, timely, secure or error-free, or (c) any errors or deficiencies in PAYMENTLOCK will be corrected. We have no responsibility or liability for the deletion of or failure to store your Content or to ensure that your Content is accurate or complete. It is your sole responsibility to back up and maintain the accuracy and completeness of your Content. Because no online system is perfectly secure or reliable, the internet is an inherently insecure medium, and the reliability and security of hosting services, internet intermediaries, your internet service provider, and other application or service providers cannot be assured, you accept such inherent security risks associated with your use of PAYMENTLOCK.

b) Exclusion. Notwithstanding any other provision of these Terms, our maximum cumulative aggregate liability for all claims, liabilities or obligations arising under or relating to the “Subject Matter” (defined as these Terms, the Privacy Policy, the performance or non-performance of the Terms or the Privacy Policy, end users, Content, Other Applications, and PAYMENTLOCK), regardless of the number of claims or the theory of liability, whether for breach of these Terms, including breach of warranty, or in tort or otherwise, will not exceed all amounts paid by you to us under these Terms, if any, during the three-month period preceding the occurrence of the claim or event giving rise to liability. We will not be liable for any indirect, punitive, special, incidental or consequential damages, or liable for interruption of business, downtime, loss of profits, revenue, use, Content, data, or other economic advantage, in connection with, related to or arising out of the Subject Matter, regardless of the theory of liability, whether for breach of this Agreement, including breach of warranty, or in tort or otherwise, even if we have been previously advised of the possibility of such damages. Liability for damages will be so limited and excluded, regardless of the validity or efficacy of any remedy provided herein and even if any remedy fails of its essential purpose. The provisions of this section allocate the risks under these Terms between the parties and each party has relied upon the limitations set forth herein in determining whether to enter into this relationship. The parties have voluntarily agreed to define the parties’ rights, liabilities and obligations respecting the Subject Matter exclusively in contract pursuant to these Terms, and each party expressly disclaims that such party is owed any duties or are entitled to any remedies not expressly set forth in these Terms. The foregoing limitations and exclusions apply to the maximum extent permitted by applicable law.

c) Indemnification. You hereby agree to fully indemnify, defend and hold harmless PaymentLOCK Inc, its affiliates, and officers, directors, employees and agents of PaymentLOCK Inc and its affiliates, from and against any and all claims, losses, damages, judgments, awards, costs, liabilities, expenses, sanctions, and fees (including our reasonable in-house and external lawyers fees and costs) directly or indirectly caused by or incurred by reason of a third party allegation, lawsuit, claim or proceeding, arising out of or related to (a) Content or Other Applications; (b) your breach of these Terms; (c) infringement of intellectual property rights; or (d) your business or personal activities. We may assume the exclusive defense and control of any matter for which you are required to indemnify us at your expense, and you agree to cooperate with our defense of these claims. You shall not settle or compromise any such claims without our prior written consent.

9) Terms & Termination

a) Termination. In addition to sections 10, your account will be subject to termination at our option in the event of a material remediable breach of these Terms. We may additionally terminate your account upon written notice to you if you (c) become the subject of a legal proceeding under a law relating to insolvency or bankruptcy; or (d) your property becomes under the control of a custodian or equivalent under applicable law, or is assigned for the benefit of creditors; or (e) generally fail to pay your debts as they become due or acknowledge in writing that you are unable to do so.

b) Effect. Termination will not relieve you of the obligation to pay fees payable to us for the period prior to the effective date of termination. Our rights under this section 10 are in addition to any other rights and remedies permitted by law or under these Terms. Breach of these Terms may result in pursuit of all available remedies for intellectual property rights (including copyright infringement), the availability of which you hereby acknowledge.

c) Survival. Access to and rights of use associated with PAYMENTLOCK will terminate upon termination of your account.

10) General Provisions

a) Service Discontinuance/Modification. We may from time to time modify or discontinue access to, temporarily or permanently, any part, feature, or functionality of PAYMENTLOCK. We will not be liable for any such modification, suspension or discontinuance, even if certain features or functions, your settings, and/or any Content you have contributed or have come to rely on, are permanently lost.

b) Account Termination. We may terminate your account for cause, including without limitation for: (a) violation of these Terms; (b) abuse of Memberships resources or any attempt to gain unauthorized entry to PAYMENTLOCK; (c) use of PAYMENTLOCK in a manner inconsistent with its purpose; (d) any Memberships user’s request for such termination; or (e) requirements of or for failure to comply with applicable law, regulation, court or governing agency order, or ethical requirements. We may in addition terminate the availability of PAYMENTLOCK or Content for our own business reasons, including if we elect to cease being in the business of providing it. We will not be liable for any termination of Memberships user’s access to PAYMENTLOCK or Content. After account termination, you will not attempt to register a new account without our permission.

c) Account Deactivation. You may deactivate your account any time without refund. Deactivation is your sole means of terminating your account.

d) Advertising. PAYMENTLOCK may display advertisements or announcements and you consent to such display.

e) Trademarks; Media. You are granted no right, title or license to any third party trademarks by these Terms, or to any of our trademarks or servicemarks. We reserve all right, title and interest in and to our trademarks, servicemarks, trade names, domain names, and similar identifiers, including Memberships. You hereby authorize us to disclose in our websites, marketing collateral, and corporate presentations that you have selected Memberships and purchased the use of PAYMENTLOCK Inc and services.

f) US DMCA. If you believe that your work has been copied and is accessible via PAYMENTLOCK in a way that constitutes copyright infringement in the United States, you may notify us by providing the following in writing:

  • Identification of the copyrighted work that you claim has been infringed;
  • Identification of the material that is claimed to be infringing and information reason to PAYMENTLOCK INC sufficient to permit us to locate the material;
  • Your name, address, telephone number, and email address;
  • A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  • A statement, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf.

The above writing must be electronically or physically signed by you as the owner of the content claimed to be infringed or the owner’s authorized agent. If we receive such a claim, we may refuse or delete the applicable content, or terminate the applicable user’s account in accordance with these Terms. Our designated agent to receive notification of claimed infringement under the Digital Millennium Copyright Act of 1998 is available at:

Copyright Infringement Agent

c/o Paymentlock™


5955 S. Edmond St. Suite #502

Las Vegas, NV, 89118

We may remove content alleged or in our judgment to be infringing or otherwise illegal, without prior notice and at our sole discretion. In appropriate circumstances, we may also terminate a user’s account if the user is determined to be a repeat infringer.

If you believe that a notice of infringement has been improperly submitted against you, you may submit a counter-notice, electronically or physically signed by you, and containing the following:

  • Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
  • Your name, address, and telephone number;
  • A statement, made under penalty of perjury, that you have a good faith belief that the removal of the material was a mistake or misidentified; and
  • A statement that you consent to the jurisdiction of Federal District Court (i) in the judicial district where your address is located if the address is in the United States, or (ii) for the Southern District of Nevada (Clark County), if your address is located outside the United States, and that you will accept service of process from the complainant submitting the infringement notice or his/her authorized agent.

g) Governing Law. The Subject Matter (as defined in section 9.2), and any disputes between us and related to or concerning any of the foregoing (including tort as well as contract claims, and whether pre-contractual or extra-contractual) will be governed by the laws of California.

h) Dispute Resolution. (A) Any disputes between or claims brought by you or us arising out of or related to the Subject Matter (including tort as well as contract claims, and whether pre-contractual or extra-contractual, as well as the arbitrability of any disputes will be referred to and finally settled by binding arbitration.  The arbitration will be conducted by telephone, on-line and/or based solely upon written submissions where no in-person appearance is required. If in-person appearance is required, such hearings will be held in Las Vegas, Nevada. The arbitrator will apply the law specified in section 10 above. All awards may if necessary be enforced by any court having jurisdiction. The existence of any dispute, the existence or details of the arbitration proceeding, and all related documents, materials, evidence, judgments and awards therein, must be kept confidential. Except as required by law, no party will make any public announcements with respect to the proceeding or the award, except as required to enforce same. The parties hereby waive the right to a trial by jury and agree to only bring claims in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. All disputes will be arbitrated only on an individual basis and not in a class, consolidated or representative action. The arbitrator does not have the power to vary these provisions. All claims (excluding requests for injunctive or equitable relief) between the parties must be resolved using arbitration in accordance with this section. Should either party file an action contrary to this section, the other party may recover lawyers’ fees and costs associated with enforcing this section, provided that the party seeking the award has notified the other party in writing of the improperly filed claim, and the other party has failed to withdraw the claim in a timely fashion. (B) Notwithstanding the foregoing, nothing in this section will preclude the right and ability to bypass arbitration and file and maintain at any time an action for recovery of injunctive or provisional relief in any court of competent jurisdiction under the laws applicable thereto.

i) Limitation. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the Subject Matter must be filed within one year after such claim or cause of action arose, or be forever barred.

j) Assignment. These Terms will not be assigned, delegated, or transferred by you, in whole or in part, whether voluntarily, involuntarily, by merger, consolidation, dissolution, sale of assets, or otherwise, without our prior written consent. Any such purported assignment, delegation or transfer without such written consent will be void. We may at any time assign these Terms without prior consent or notice. These Terms will be binding on, and inure to the benefit of, the parties and their respective and permitted successors and assigns.

k) Injunctive Relief. You acknowledge and agree that breach of these Terms, or any unauthorized use, disclosure or distribution of PAYMENTLOCK, may cause irreparable harm to us, the extent of which would be difficult to ascertain, and that we will be entitled to seek immediate injunctive relief (in addition to any other available remedies), in any court of competent jurisdiction under the applicable laws thereto.

l) Miscellaneous. The Terms constitute the entire agreement between you and us and govern your use of PAYMENTLOCK, superseding any prior agreements, understandings, communications or proposals. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. In the event of any conflict or inconsistency between these Terms and any website page controlled by us (including any page describing or summarizing your or our rights, obligations, and/or these Terms), these Terms will control. No waiver of any provision of these Terms will be deemed a further waiver or continuing waiver or such provision or any other provision, and our failure to assert any right or provision under these Terms will not constitute a waiver of such right or provision. In the event of any conflict or inconsistency between these Terms and any Memberships website page (including any page describing or summarizing your or our rights, obligations, and/or these Terms), these Terms will control. Nothing herein will be deemed to create an agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship of any kind between us and any user or other person or entity, nor do these terms extend rights to any third party. The parties hereto confirm that they have requested that these Terms and all attachments and related documents, if any, be drafted in English. Les parties ont exigé que le présent contrat et tous les documents connexes soient rédigés en anglais.

end of Terms