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Enterprise-Grade Remote Payments, Simplified

Advance fraud prevention — designed for high volume merchants who demand more and deserve more. Build a better customer experience in minutes.

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Beyond Standard Card-Not-Present

All the CNP tools you need plus Dual Pricing, digital signatures and enhanced capabilities that substantially reduce fees.

Level 2/3 Processing

Enhanced transaction logic for lowered processing rates. 82B tools that differentiate your business.

Dual Pricing

Clear checkout pricing offering Credit / Debit / ACH / Crypto / BNPL and many more.

Advanced Fraud Suite

Protect your business with new Al powered Fruad Scoring and a full suite of fraud prevention tools to secure all your online transaction needs.

Batch Processing

Upload and process thousands of transactions via CSV or API batch endpoints.

Recurring + One-Time

Flexible payment types from single charges to complex subscription schedules.

Enhanced Tokenization

Network-level tokens for higher approval rates and reduced declines.

Lower Your Effective Rate

Dual Pricing at checkout can reduce your interchange fees by up to 3% across all card types. Our platform automatically calculates card types and offers ACH, Crypto and many more forms of payment to help reduce monthly costs.
STANDARD RATES
0 %
NEW RATES
0 %

Advance Reporting

Drill into every Instore or Online transaction in real-time. Optimize your rates and opportunities.

Faster Settlement

Next-day funding with real-time transaction visibility.

Custom Configurations

Pay Now buttons, Branded Payments, Dual Pricing, Instant ACH. Add Crypto, BNPL and other forms of payments instantly.

Invoice Management

Build custom invoices from our templates or create your own. Offer ACH as a form of payment and see transaction details in real-time.

Scale Without Limits

PaymentLOCK is your front end logic for Online and Instore Payments – Plug in today

High-Volume Ready

Process thousands of transactions per minute with enterprise-grade infrastructure.

Industry Agnostic

Reach more customers and support more businesses with more ways to pay. With your brand leading the way.

API-First Design

Full REST API with webhooks, SDKs, and comprehensive developer documentation

Frequently Asked Questions

Level 2 and Level 3 processing involves submitting additional transaction data (tax amounts, line items, shipping details) to qualify for lower interchange rates, particularly on corporate and government cards.
Dual Pricing allows merchants to present a card price and a cash price. The card price includes a fee not to exceed 4% that will help cover most if not all card brand fees. Most merchants see at least a 2% savings on total revenue every month.
Yes. Once enabled, our platform automatically detects the cardholder’s currency and presents the option to pay in their local currency.
CNP Plus includes everything in standard CNP, plus Level 2/3 data processing, multi-currency support, advanced fraud tools, batch processing, and enhanced tokenization.

Ready for Enterprise-Grade Payments?

Unlock lower interchange rates and expanded global capabilities with Card-
Not-Present Plus.

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